Cost of Living

  • Tips when making a Budget Planner

    Tips when making a Budget Planner Have you thought about making a budget planner? Are you not sure where to start or unsure if it would help you? A personal budget can show how to distribute you income effectively, how to support with savings, and get out of debt. We have foun...
    • 28 Aug 2026
  • Is it time to change?

    Is you mobile phone, broadband or TV contract or traffic come to an end? Then maybe its time to think about switching. Switching allows you to access better coverage, faster internet speeds, improved devices and better perks. If you've bee...
    • 28 Aug 2026
  • Debt and Financial Worries

    Debt and Financial Worries If you are struggling to make ends meet at the moment, you aren’t alone. Millions of households are finding it hard to pay for everyday items due to rapidly increasing prices. If you are worried about debts, you can get free impartial adv...
    • 28 Aug 2026
  • Places Kids Eat for Free (or £1) in School Holidays and Half Terms

    Places Kids Eat for Free (or £1) in School Holidays and Half Terms Check out this website where you can find details of places kids eat for free in school holidays and half terms. Follow this link to see where the current offers exist: Places Kids Eat for Free
    • 28 Aug 2026
  • Serve and Protect CU - Cost of Living and Financial Resilience

    Serve and Protect CU - Cost of Living and Financial Resilience "At Serve and Protect, we understand the unique financial challenges faced by members of the armed forces community. Whether you’re on active duty, a reservist, veteran, MOD Civil Servant or part of a military family, we’re here to p...
    • 28 Aug 2026
  • Government Cost Of Living information

    Government Cost Of Living information Find out about Cost of Living payments or how to lower your energy bills as well as support with mortgage payments and help with childcare and travel costs. Follow the links for more information England: Cost of living support: Overview - GOV.UK Help...
    • 28 Aug 2026
  • RNBT - Easier Access to Support

    RNBT - Easier Access to Support RNBT is already supporting more of the naval community in need due to the cost of living crisis – up 23% on last year, with awards up 35% in value. In January we rolled out a new way to apply for assistance on-line, using the Lightning Reach po...
    • 21 Mar 2023
  • Tax-Free Childcare Account

    Tax-Free Childcare Account Did you know that you can get up to £500 every 3 months (up to £2,000 a year) for each of your children to help with the costs of childcare using the Tax-Free Childcare account? If you get Tax-Free Childcare account online, for eve...
    • 14 Oct 2022
  • Cost of Living help Guide - Money Saving Expert 90+ Ways to Save

    Cost of Living help Guide - Money Saving Expert 90+ Ways to Save In response to the Cost of Living Crisis the team at Money Saving Expert (MSE) have compiled 90+ ways to save money during this situation. To access the suggestions please visit Money Saving Expert Ways to Save , MSE also have a whole range of ...
    • 10 Oct 2022
  • Free Prescriptions and NHS Prescription Prepayment Certificate

    Free Prescriptions and NHS Prescription Prepayment Certificate Free Prescriptions You can get free NHS prescriptions if, at the time the prescription is dispensed, you: are 60 or over are under 16 are 16 to 18 and in full-time education are pregnant or have had a baby in the previous 12 months and have a valid...
    • 8 Oct 2022
  • Benefits Calculators

    Benefits Calculators Millions of people are missing out on support that they are entitled to. To completed a free quick assessment online visit Entitled to or turn2us and find out if you can claim any further support. If you already are receiving su...
    • 6 Oct 2022
  • Energy Bills Support Scheme

    Energy Bills Support Scheme The Energy Bills Support Scheme provides a £400 non-repayable discount to eligible households to help with their energy bills over winter 2022 to 2023. All households with a domestic electricity connection in England, Scotland and Wales are el...
    • 4 Oct 2022
  • DDS - Pull up a chair, dinner is served

    DDS - Pull up a chair, dinner is served If you are looking at going out for a meal, then don't forget to check out the discounts provided via the Defence Discount Service: DDS - Pull up a chair, dinner is served Defence Discount Service provides discounts both online and on the high ...
    • 3 Oct 2022
  • Council Tax Discounts and Exemptions

    Council Tax Discounts and Exemptions Should you be receiving a Council Tax or Contribution in Lieu of Council Tax (CILCOT) discount or exemption? You’ll usually have to pay Council Tax if you’re 18 or over. A full Council Tax bill is based on at least 2 adults living in a...
    • 30 Sep 2022
  • Greenwich Hospital

    Greenwich Hospital Greenwich Hospital provide several grants which are listed here: Menu of Grant Making Educational Bursaries for serving and former serving RN, RM and RFA Personnel and their families Academic (first degree and Access to Degree Courses) through a num...
    • 26 Sep 2022
  • The Royal Navy Officers' Charity

    The Royal Navy Officers' Charity Providing Support for Serving Officers and their Families The Royal Navy Officers’ Charity (RNOC) assists all those across the Royal Navy Officer family who need financial support, practical advice or signposting. Founded in 1739 the Charity su...
    • 25 Sep 2022
  • Aggie's Pastoral Support

    Aggie's Pastoral Support Aggie’s Pastoral Workers are based at RN and RM establishments across the UK and they are available to support you and your family. Aggie’s Pastoral Workers are available to listen and chat, meaning that you can opening and confide...
    • 24 Sep 2022
  • The Royal Navy Benevolent Trust

    The Royal Navy Benevolent Trust The RNBT provides support with grants based on need. Grants can be awarded towards clothing, council tax, energy costs, food, furniture, home insulation, house repairs, household goods and rent, as well as other categories. Please do get ...
    • 8 Sep 2022
  • Childcare Choices - Find out about Government help with childcare costs.

    Childcare Choices - Find out about Government help with childcare costs. Did you know that you may be able to get government help with childcare costs? Whether you have toddlers or teens you could get support. Follow the link below to find out more. https://www.childcarechoices.gov.uk/
    • 30 Aug 2022
  • The Healthy Start Scheme - Find out if you may be entitled to help with healthy food and milk

    The Healthy Start Scheme - Find out if you may be entitled to help with healthy food and milk What is Healthy Start? If you’re more than 10 weeks pregnant or have a child under 4, you may be entitled to get help to buy healthy food and milk. If you’re eligible, you’ll be sent a Healthy Start card with money on it that you c...
    • 25 Aug 2022
  • Defence Discount Service - See what discounts and offers are available

    Defence Discount Service - See what discounts and offers are available Defence Discount Service provides discounts both online and on the high street for members of the Armed Forces, Veterans and Armed Forces Community. Find out how you could benefit from their various discounts and offers from your weekly shop to days...
    • 24 Aug 2022
  • Seafarer’s Advice & Information Line (SAIL)

    Seafarer’s Advice & Information Line (SAIL) SAIL is an advice service dedicated to all seafarers and their families across the UK which includes RN Service personnel and their families. SAIL can provide support on a wide range of topics including housing, benefits, consumer issues, work,...
    • 19 Aug 2022
  • Cost of Living Support Factsheet

    Cost of Living Support Factsheet With millions of households across the UK are struggling to make their incomes stretch to cover the rising cost of living. The government has pledged to providing further support, targeted particularly on those with the greatest need. The Cost of ...
    • 17 Aug 2022
  • Naval Children's Charity - Cost of Living Crisis - Resources for Naval Families

    Naval Children's Charity - Cost of Living Crisis - Resources for Naval Families The cost of living crisis is expected to deepen further as we head into the second half of the year. The Naval Children's Charity have put together a list of resources - both general and targeted at Naval families - that can help during the...
    • 15 Aug 2022
  • Contribution in Lieu of Council Tax (CILOCT) Rebate (Updated 2 Aug 2022)

    Contribution in Lieu of Council Tax (CILOCT) Rebate (Updated 2 Aug 2022) £150 CILOCT Rebate on 31 July 2022 What is the Council Tax rebate? HMG announced on 3 Feb 22 that qualifying households would receive a £150 rebate of Council Tax (CT) to assist with the increase in the cost of living caused by sharp rise...
    • 15 Aug 2022