https://forum.royalnavy.mod.uk/topics/private-accommodation/This Topic area will provide you with information and updates on Private Accommodation.en-USTelligent Community 12https://forum.royalnavy.mod.uk/topics/private-accommodation/b/announcements/posts/bills-bills-and-more-billsMon, 13 Oct 2025 14:06:00 GMTb28a645c-0ea2-4600-866f-e043a0fddeae:e3cc1711-35c2-45a1-9d3e-55ff0bd24e95RN FPS HQSome of these you may already have if you have relocated from Service Accommodation, but here are a list of the main bills you will need to pay when being in your own home: Rent This will need to be arranged and agreed with the Landlord, with payments sent direct to the Landlord, Local Housing Association or Letting Agency. More support on renting a property can be found here: Renting a property - GOV.UK Mortgage You will need to arrange and set up payments through your mortgage provider. More support on buying a property can be found here: Buying and owning a property - GOV.UK Council Tax Council Tax is an annual fee your local council charges you for the services it provides, like rubbish collection and libraries. In Service Accommodation this is taken directly out of a Service Persons pay, but in your own home you will need to pay for this directly. More support on Council Tax can be found here: How Council Tax works: Working out your Council Tax - GOV.UK If your Service Person is away from home for a long period of time, they may be able to claim some of this back - for more information contact navypeople-psrnfpsinfo@mod.gov.uk Utility Bills You will need to ensure you set up payments (if not already in place) for any Utility Bills you require in your property, unless it is part of your rental agreement: Gas/Oil Electric Water TV Licence Appliance/Electronic equipment rentals Internet Landline phone/mobile phone Home Insurance Service Charge (More common in flats, rentals & new build homes) Other bills may be required and it is your responsibility to maintain them Find out more about Bills and how to gain support here: What is the average cost of utility bills per month? | MoneyHelper Support to pay for your household energy can also be found here: Household energy - GOV.UK AND DON'T FORGET - there may be deals through the Blue Light Card or Defence Discount Service Schemes!billsUtilityhttps://forum.royalnavy.mod.uk/topics/private-accommodation/b/announcements/posts/house-insuranceMon, 13 Oct 2025 14:04:00 GMTb28a645c-0ea2-4600-866f-e043a0fddeae:2a3f2cf4-9776-403c-98c6-24cf2551b651RN FPS HQWhether you are renting or own your own home, is it vital you have home insurance to cover you should anything untoward happen. Money Helper provides some useful information on Household Insurance The following have military affiliation and you may find they offer something specific to your needs as a Service family: Siiap Trinity Forces Plan Military Home Insurance | Everywhen (formerly Towergate) Don't forget to check out the Blue Light Card and Defence Discount Service for Household Insurance too!https://forum.royalnavy.mod.uk/topics/private-accommodation/b/announcements/posts/leaving-your-service-families-accommodationMon, 13 Oct 2025 14:00:00 GMTb28a645c-0ea2-4600-866f-e043a0fddeae:a9f659e2-adfd-4c8e-926b-ee98d93d7047RN FPS HQWhen leaving your Married Quarter, Pinnacle are here to help. https://www.pinnacleservicefamilies.co.uk/moving-out/ Everything you need to know about how to book a Pre March out and March out can be found in the link above. You will also find information about the current march out standards.https://forum.royalnavy.mod.uk/topics/private-accommodation/b/announcements/posts/civilian-housing-options-brief-and-informationMon, 06 Oct 2025 13:45:00 GMTb28a645c-0ea2-4600-866f-e043a0fddeae:ba5613ba-3796-4498-886c-54ef1befdac3ASK INFOCivilian Housing Options Briefs are delivered twice a month by the Defence Transition Service (DTS) part of Defence Business Services (DBS) who are the MOD’s tri-service focal point to provide service personnel and their dependents with civilian housing information for those wishing to move to civilian accommodation at any time in their career, and for those during resettlement to assist with the transition to civilian life. Email: DBSVets-DTS-Central@mod.gov.uk https://www.gov.uk/guidance/information-and-guidance-on-civilian-housing Civilian Housing Options and Information is provided by the Defence Transition Service (DTS) together with colleagues in the Veterans Welfare Service (VWS). They can provide advice and guidance to help you make informed choices on your civilian housing options as you transition out of the forces. https://www.gov.uk/guidance/getting-additional-support-when-leaving-the-armed-forces#what-we-can-help-you-withhttps://forum.royalnavy.mod.uk/topics/private-accommodation/b/announcements/posts/forces-help-to-buy-2049752257Mon, 06 Oct 2025 13:43:00 GMTb28a645c-0ea2-4600-866f-e043a0fddeae:7affd99b-481b-4a70-95c5-23c9d8f31391ASK INFOThis scheme, designed to help you get on the property ladder, launched on 1 April 2014 and as of 1 January 2023 is an enduring policy available to all serving personnel and subject to certain criteria. You will be able to borrow up to 50% of your salary and any recruitment and retention pay (formerly Specialist Pay) up to a maximum of £25,000. The FHTB scheme is an interest free advance of salary and is to be repaid over ten years. It is available to Regular personnel to buy their first home or move to a new location (more than 50 miles from their current property), although there may be some exceptions to this. Most mainstream mortgage providers accept FHTB, but you should first check with your proposed lender before progressing any formal mortgage application. Approval for FHTB is no guarantee that a mortgage lender will advance a mortgage. Tel Internal: DBS (9)4560 3600 Option 4 Tel External: 0141 224 3600 https://www.gov.uk/guidance/forces-help-to-buyhttps://forum.royalnavy.mod.uk/topics/private-accommodation/b/announcementsFri, 13 Jun 2025 10:13:00 GMTb28a645c-0ea2-4600-866f-e043a0fddeae:2bdda4c5-dc19-4608-b70a-5c224fdf094ehttps://forum.royalnavy.mod.uk/topics/private-accommodation/f/forumFri, 13 Jun 2025 10:13:00 GMTb28a645c-0ea2-4600-866f-e043a0fddeae:58e641df-dfca-4e4c-8403-12c16817f52dhttps://forum.royalnavy.mod.uk/topics/private-accommodation/m/galleryFri, 13 Jun 2025 10:13:00 GMTb28a645c-0ea2-4600-866f-e043a0fddeae:a5ae5f84-759d-4db2-8cbb-6e8aa7d71989https://forum.royalnavy.mod.uk/topics/private-accommodation/m/resourcesFri, 13 Jun 2025 10:13:00 GMTb28a645c-0ea2-4600-866f-e043a0fddeae:242e9515-235d-4fdd-b5b4-86f598eb55a1https://forum.royalnavy.mod.uk/topics/private-accommodation/Fri, 13 Jun 2025 10:06:00 GMTb28a645c-0ea2-4600-866f-e043a0fddeae:005ae43c-790e-4606-844d-bd3a2aacf00eThis Topic area will provide you with information and updates on Private Accommodation.https://forum.royalnavy.mod.uk/topics/private-accommodation/b/announcements/posts/find-your-local-council---northern-irelandWed, 23 Apr 2025 14:19:00 GMTb28a645c-0ea2-4600-866f-e043a0fddeae:1611c9d5-76f7-4978-af47-bd94372ea0b6ASK INFOTo find your local council and what it offers, go to: https://www.nidirect.gov.uk/articles/find-your-local-councilhttps://forum.royalnavy.mod.uk/topics/private-accommodation/b/announcements/posts/find-your-local-council---scotlandWed, 23 Apr 2025 14:15:00 GMTb28a645c-0ea2-4600-866f-e043a0fddeae:91049ccb-0d9b-43c9-b4f7-e9d221dd755fASK INFOTo find your local council and what it has to offer, go to: https://www.mygov.scot/local-council-websitehttps://forum.royalnavy.mod.uk/topics/private-accommodation/b/announcements/posts/find-your-local-council---walesWed, 23 Apr 2025 14:13:00 GMTb28a645c-0ea2-4600-866f-e043a0fddeae:4bfbe8cc-de5a-45c4-ac98-aa7e9b28d26aASK INFOTo find details of you local council and what it can offer, go to: https://www.gov.wales/find-your-local-authorityhttps://forum.royalnavy.mod.uk/topics/private-accommodation/b/announcements/posts/find-your-local-council---englandWed, 23 Apr 2025 14:11:00 GMTb28a645c-0ea2-4600-866f-e043a0fddeae:f77a795a-8f78-4ea5-b2bf-da64c1dbeb65ASK INFOTo find your local council and the support that it is able to provide, go to: https://www.gov.uk/find-local-councilhttps://forum.royalnavy.mod.uk/topics/private-accommodation/b/announcements/posts/trust-markWed, 23 Apr 2025 13:51:00 GMTb28a645c-0ea2-4600-866f-e043a0fddeae:14247bbf-9927-4697-8e60-d0204719b73eASK INFOTrustMark is a not-for-profit organization, licensed by the Government and supported by consumer protection groups. The website provides a search engine to find all types of tradesmen in all the towns across in the UK.https://forum.royalnavy.mod.uk/topics/private-accommodation/b/announcements/posts/tenancy-deposit-loan-schemeWed, 23 Apr 2025 13:49:00 GMTb28a645c-0ea2-4600-866f-e043a0fddeae:7579b7f0-e3cc-4f86-8941-314a5d2442c5ASK INFOThe Tenancy Deposit Loan Scheme allows Civilian and Service personnel to apply for an advance of salary loan to help meet the cost of a deposit for a rental property in all UK locations. The initiative was developed by the Department of Communities and Local Government to assist you in meeting the cost of a deposit which can sometimes act as a barrier to moving. It is limited to the cost of the deposit and must be repaid over no more than 12 months. https://www.gov.uk/government/news/help-to-secure-a-rental-home-the-mod-tenancy-deposit-loan-scheme