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<?xml-stylesheet type="text/xsl" href="https://forum.royalnavy.mod.uk/utility/feedstylesheets/rss.xsl" media="screen"?><rss version="2.0" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" xmlns:wfw="http://wellformedweb.org/CommentAPI/"><channel><title>Forum - Recent Threads</title><link>https://forum.royalnavy.mod.uk/topics/financial/f/forum</link><description /><dc:language>en-US</dc:language><generator>Telligent Community 12</generator><item><title>Railcards</title><link>https://forum.royalnavy.mod.uk/thread/2039?ContentTypeID=0</link><pubDate>Mon, 23 Feb 2026 13:40:09 GMT</pubDate><guid isPermaLink="false">b28a645c-0ea2-4600-866f-e043a0fddeae:e95d76b9-6ab9-4504-885c-b48a0fb8c63d</guid><dc:creator>MamaGrange</dc:creator><slash:comments>2</slash:comments><comments>https://forum.royalnavy.mod.uk/thread/2039?ContentTypeID=0</comments><wfw:commentRss>https://forum.royalnavy.mod.uk/topics/financial/f/forum/2039/railcards/rss?ContentTypeId=0</wfw:commentRss><description>&lt;p&gt;Hi just an overall question. &amp;nbsp;I see family members of serving personnel can request a railcard. My son is 18 are parents allowed to be a part of that request or is it only spouses/partners ?&amp;nbsp;&lt;/p&gt;</description></item><item><title>RE: Railcards</title><link>https://forum.royalnavy.mod.uk/thread/8818?ContentTypeID=1</link><pubDate>Mon, 23 Feb 2026 14:03:25 GMT</pubDate><guid isPermaLink="false">b28a645c-0ea2-4600-866f-e043a0fddeae:2d478069-45f9-4a45-8814-496e0553bea3</guid><dc:creator>MamaGrange</dc:creator><slash:comments>0</slash:comments><comments>https://forum.royalnavy.mod.uk/thread/8818?ContentTypeID=1</comments><wfw:commentRss>https://forum.royalnavy.mod.uk/topics/financial/f/forum/2039/railcards/rss?ContentTypeId=0</wfw:commentRss><description>&lt;p&gt;Thank you for the reply.&amp;nbsp;&lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;</description></item><item><title>RE: Railcards</title><link>https://forum.royalnavy.mod.uk/thread/8816?ContentTypeID=1</link><pubDate>Mon, 23 Feb 2026 13:51:09 GMT</pubDate><guid isPermaLink="false">b28a645c-0ea2-4600-866f-e043a0fddeae:0bfb9ac1-80d9-4aea-ab33-40d6fcc7505f</guid><dc:creator>RN Forum Moderator</dc:creator><slash:comments>0</slash:comments><comments>https://forum.royalnavy.mod.uk/thread/8816?ContentTypeID=1</comments><wfw:commentRss>https://forum.royalnavy.mod.uk/topics/financial/f/forum/2039/railcards/rss?ContentTypeId=0</wfw:commentRss><description>&lt;p&gt;Afternoon MamaGrange&lt;/p&gt;
&lt;p&gt;This link explains eligibility -&amp;nbsp;&lt;a href="https://www.hmforces-railcard.co.uk/what-is-the-hm-forces-railcard/eligibility"&gt;HM Forces Railcard&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;Regards&lt;/p&gt;
&lt;p&gt;Colin - Duty RN FPS Digital Moderator&lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;</description></item><item><title>RE: Single person council tax discount</title><link>https://forum.royalnavy.mod.uk/thread/8728?ContentTypeID=1</link><pubDate>Wed, 11 Feb 2026 16:02:42 GMT</pubDate><guid isPermaLink="false">b28a645c-0ea2-4600-866f-e043a0fddeae:de84ffd5-cf95-489f-a755-e6441f560ca0</guid><dc:creator>ASK INFO</dc:creator><slash:comments>0</slash:comments><comments>https://forum.royalnavy.mod.uk/thread/8728?ContentTypeID=1</comments><wfw:commentRss>https://forum.royalnavy.mod.uk/topics/financial/f/forum/2010/single-person-council-tax-discount/rss?ContentTypeId=0</wfw:commentRss><description>&lt;p&gt;Good Afternoon, it would be worth checking with your local council again now that you have provided a current address to see if they need any further evidence. If so, if your serving person contacts their local UPO they will then be able to clarify about this&amp;nbsp;and if need be, may be able to provide evidence that CILOCT is being paid in order to support your application. I hope that helps.&lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;</description></item><item><title>Single person council tax discount</title><link>https://forum.royalnavy.mod.uk/thread/2010?ContentTypeID=0</link><pubDate>Tue, 10 Feb 2026 21:47:51 GMT</pubDate><guid isPermaLink="false">b28a645c-0ea2-4600-866f-e043a0fddeae:5cc5a87f-57f7-4b0e-a384-42c5afd97deb</guid><dc:creator>Leela Hughes</dc:creator><slash:comments>1</slash:comments><comments>https://forum.royalnavy.mod.uk/thread/2010?ContentTypeID=0</comments><wfw:commentRss>https://forum.royalnavy.mod.uk/topics/financial/f/forum/2010/single-person-council-tax-discount/rss?ContentTypeId=0</wfw:commentRss><description>&lt;p&gt;I wondered if anyone has had similar issues in applying for single person council tax. My local council have issues with my son not having a permanent address, and are therefore suggesting he is part of my household. I have given them his current address at HMS Collingwood but this will only be for 6 months. Can anyone advise?&amp;nbsp;&amp;nbsp;&lt;/p&gt;</description></item><item><title>Serve and Protect Credit Union - How to improve your Credit Score / Link to Webinars on Eventbrite</title><link>https://forum.royalnavy.mod.uk/thread/532?ContentTypeID=0</link><pubDate>Mon, 05 Jun 2023 14:08:37 GMT</pubDate><guid isPermaLink="false">b28a645c-0ea2-4600-866f-e043a0fddeae:23cf13e6-bc17-466d-b99f-c71040bff744</guid><dc:creator>Former Member</dc:creator><slash:comments>0</slash:comments><comments>https://forum.royalnavy.mod.uk/thread/532?ContentTypeID=0</comments><wfw:commentRss>https://forum.royalnavy.mod.uk/topics/financial/f/forum/532/serve-and-protect-credit-union---how-to-improve-your-credit-score-link-to-webinars-on-eventbrite/rss?ContentTypeId=0</wfw:commentRss><description>&lt;p&gt;Hello from Jon Sykes, Business Development Officer at Serve and Protect Credit Union.&amp;nbsp; I am very proud to be able to offer you a 10 tips on how you could improve your credit score as follows:&lt;/p&gt;
&lt;p&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href="https://serveandprotectcu.co.uk/10-tips-to-improve-credit-score/"&gt;10 tips to improve your credit score (serveandprotectcu.co.uk)&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&lt;/p&gt;
&lt;p&gt;&lt;span&gt;We are hosting a range of free financial webinars, covering topics such as:&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;span&gt;&amp;nbsp;&lt;/span&gt;&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;&lt;span&gt;Budgeting &amp;amp; Spending&lt;/span&gt;&lt;/li&gt;
&lt;li&gt;&lt;span&gt;Checking Credit Score&lt;/span&gt;&lt;/li&gt;
&lt;li&gt;&lt;span&gt;Managing the Cost of Living&lt;/span&gt;&lt;/li&gt;
&lt;li&gt;&lt;span&gt;Financial Resilience&lt;/span&gt;&lt;/li&gt;
&lt;li&gt;&lt;span&gt;What Lenders are looking for (New)&lt;/span&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;&lt;span&gt;&amp;nbsp;&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;span&gt;You can view and register for our webinars at -&amp;nbsp;&lt;a href="https://linklock.titanhq.com/analyse?url=https%3A%2F%2Fwww.eventbrite.co.uk%2Fo%2Fserve-and-protect-credit-union-53580404643&amp;amp;data=eJx1jD0PwiAURX9Nu0FqoUUHBh3cNQ6uFF4rNkLzgDb114sfq8m9y8m9R8u2ZrvO1BvBNIjSyAA4g3JmQh9BR52o9jSN5UOK-XAS18tzGtZzGeQAHgeraFR9b50BLHiFqlc04_cB5T2sI4SM_zmTvMU4hYLti_qYsywLhRlc7NBG-I4y9rkfBckO8pMQjWBsJMlZ70jDmm3FK95y9gKC_UkG" rel="noopener noreferrer" target="_blank" data-auth="NotApplicable" data-linkindex="2"&gt;https://www.eventbrite.co.uk/o/serve-and-protect-credit-union-53580404643&lt;/a&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;span&gt;&amp;nbsp;&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;span&gt;There are a limited number of spots available on the webinars so they are offered on a first-come-first-serve basis.&lt;/span&gt;&lt;/p&gt;</description></item><item><title>Pension - what do you get, and when do you get it?</title><link>https://forum.royalnavy.mod.uk/thread/362?ContentTypeID=0</link><pubDate>Mon, 17 Oct 2022 08:51:12 GMT</pubDate><guid isPermaLink="false">b28a645c-0ea2-4600-866f-e043a0fddeae:c26a0c65-8821-4efb-8fc7-f52f7e9aa2d9</guid><dc:creator>Former Member</dc:creator><slash:comments>0</slash:comments><comments>https://forum.royalnavy.mod.uk/thread/362?ContentTypeID=0</comments><wfw:commentRss>https://forum.royalnavy.mod.uk/topics/financial/f/forum/362/pension---what-do-you-get-and-when-do-you-get-it/rss?ContentTypeId=0</wfw:commentRss><description>&lt;p&gt;&lt;span&gt;Did you know that &lt;/span&gt;&lt;span&gt;&lt;a class="x1i10hfl xjbqb8w x6umtig x1b1mbwd xaqea5y xav7gou x9f619 x1ypdohk xt0psk2 xe8uvvx xdj266r x11i5rnm xat24cr x1mh8g0r xexx8yu x4uap5 x18d9i69 xkhd6sd x16tdsg8 x1hl2dhg xggy1nq x1a2a7pz xt0b8zv x1qq9wsj xo1l8bm" href="https://forcespensionsociety.org/" rel="noopener noreferrer" target="_blank"&gt;&lt;span class="xt0psk2"&gt;Forces Pension Society&lt;/span&gt;&lt;/a&gt;&lt;/span&gt;&lt;span&gt; share with&amp;nbsp;Homeport readers useful information in every edition of the free magazine? &lt;/span&gt;&lt;span&gt;&amp;nbsp;&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;span&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;span&gt;Read the &lt;a href="https://edition.pagesuite-professional.co.uk/html5/reader/production/default.aspx?pubname=&amp;amp;edid=5da2898d-a645-46fe-9d44-2c208bbd5d67" rel="noopener noreferrer" target="_blank"&gt;latest&amp;nbsp;column here&lt;/a&gt;&amp;nbsp;(p.50).&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;span&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;span&gt;&lt;a href="https://nff.org.uk/subscribe-homeport/" rel="noopener noreferrer" target="_blank"&gt;Subscribe&lt;/a&gt; to the NFF&amp;#39;s free quarterly magazine written&amp;nbsp;specifically for Royal Navy and Royal Marines families&amp;nbsp;to have future copies delivered straight to your door.&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;span&gt;&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&lt;span&gt;&lt;img alt=" " src="/resized-image/__size/338x480/__key/communityserver-discussions-components-files/120/Pension-_2D00_-Autumn-22.jpg" /&gt;&lt;/span&gt;&lt;/p&gt;</description></item></channel></rss>