<?xml version="1.0" encoding="UTF-8" ?>
<?xml-stylesheet type="text/xsl" href="https://forum.royalnavy.mod.uk/utility/feedstylesheets/atom.xsl" media="screen"?><feed xmlns="http://www.w3.org/2005/Atom" xml:lang="en-US"><title type="html">Announcements </title><subtitle type="html" /><id>https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/atom</id><link rel="alternate" type="text/html" href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements" /><link rel="self" type="application/atom+xml" href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/atom" /><generator uri="http://telligent.com" version="12.0.0.15013">Telligent Community (Build: 12.0.0.15013)</generator><updated>2026-09-03T15:40:00Z</updated><entry><title>Useful Financial and Legal Information</title><link rel="alternate" type="text/html" href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/useful-financial-and-legal-information" /><id>https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/useful-financial-and-legal-information</id><published>2026-09-23T13:54:04Z</published><updated>2026-09-23T13:54:04Z</updated><content type="html">This information has been put together to give you an overview of some of the services that are&amp;nbsp;available to you. For further information please contact RN FPS at &lt;a id="" href="mailto:rnrm-wio@royalnavymail.mod.uk"&gt;rnrm-wio@royalnavymail.mod.uk&lt;/a&gt;&amp;nbsp;

SERVICE-RELATED SUPPORT

MOD Service Allowanc...(&lt;a href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/useful-financial-and-legal-information"&gt;read more&lt;/a&gt;)&lt;img src="https://forum.royalnavy.mod.uk/aggbug?PostID=14619&amp;AppID=193&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>ASK INFO</name><uri>https://forum.royalnavy.mod.uk/members/askinfo</uri></author></entry><entry><title>SAIL Seafarers Advice and Information Line - Help with Money Worries.</title><link rel="alternate" type="text/html" href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/sail-seafarers-advice-and-information-line---help-with-money-worries" /><id>https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/sail-seafarers-advice-and-information-line---help-with-money-worries</id><published>2026-09-23T11:42:55Z</published><updated>2026-09-23T11:42:55Z</updated><content type="html">&amp;quot;SAIL is the only UK-wide Citizens Advice for seafarers and their partners. We are all experienced professional advisers who understand the issues you face.
SAIL&amp;rsquo;s help is completely free. We provide support by phone, email and Zoom. SAIL ...(&lt;a href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/sail-seafarers-advice-and-information-line---help-with-money-worries"&gt;read more&lt;/a&gt;)&lt;img src="https://forum.royalnavy.mod.uk/aggbug?PostID=14616&amp;AppID=193&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>ASK INFO</name><uri>https://forum.royalnavy.mod.uk/members/askinfo</uri></author></entry><entry><title>The Healthy Start Scheme - Help to Buy Food &amp; Drink</title><link rel="alternate" type="text/html" href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/the-healthy-start-scheme---help-to-buy-food-drink" /><id>https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/the-healthy-start-scheme---help-to-buy-food-drink</id><published>2026-09-23T11:25:03Z</published><updated>2026-09-23T11:25:03Z</updated><content type="html">What is Healthy Start?
If you&amp;rsquo;re more than 10 weeks pregnant or have a child under 4, you may be entitled to get help to buy healthy food and milk.
If you&amp;rsquo;re eligible, you&amp;rsquo;ll be sent a Healthy Start card with money on it that you ca...(&lt;a href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/the-healthy-start-scheme---help-to-buy-food-drink"&gt;read more&lt;/a&gt;)&lt;img src="https://forum.royalnavy.mod.uk/aggbug?PostID=14615&amp;AppID=193&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>ASK INFO</name><uri>https://forum.royalnavy.mod.uk/members/askinfo</uri></author></entry><entry><title>Childcare Checker - Learn about Government help with childcare costs.</title><link rel="alternate" type="text/html" href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/childcare-checker---find-out-what" /><id>https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/childcare-checker---find-out-what</id><published>2026-09-23T11:15:33Z</published><updated>2026-09-23T11:15:33Z</updated><content type="html">
Did you know that you may be able to get government help with childcare costs?
Whether you have toddlers or teens you could get support.
Follow the links below to find out more:
Go to the Government website &lt;a style="color:#0000ff;" href="https://www.gov.uk/get-childcare"&gt;&amp;quot;Get Childcare&amp;quot;&lt;/a&gt; and find the ste...(&lt;a href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/childcare-checker---find-out-what"&gt;read more&lt;/a&gt;)&lt;img src="https://forum.royalnavy.mod.uk/aggbug?PostID=14614&amp;AppID=193&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>ASK INFO</name><uri>https://forum.royalnavy.mod.uk/members/askinfo</uri></author></entry><entry><title>Association of Royal Navy Officers (ARNO) &amp; The Royal Navy Officers' Charities (RNOC).</title><link rel="alternate" type="text/html" href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/the-royal-navy-officers-charity" /><id>https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/the-royal-navy-officers-charity</id><published>2026-09-23T09:50:00Z</published><updated>2026-09-23T09:50:00Z</updated><content type="html">Founded in 1739 &amp;quot;The Royal Navy Officers&amp;#39; Charity (RNOC) provides benevolence to both serving and retired officers of the Royal Navy (RN, RM and QARNNS), their spouses, former spouses and dependants who are in need of financial support.Examp...(&lt;a href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/the-royal-navy-officers-charity"&gt;read more&lt;/a&gt;)&lt;img src="https://forum.royalnavy.mod.uk/aggbug?PostID=5251&amp;AppID=193&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>RN FPS HQ</name><uri>https://forum.royalnavy.mod.uk/members/rnrmwinfo</uri></author><category term="RNOC" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/RNOC" /><category term="Officers" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/Officers" /><category term="charity" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/charity" /><category term="ARNO" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/ARNO" /><category term="Royal Navy" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/Royal%2bNavy" /><category term="cost of living" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/cost%2bof%2bliving" /><category term="grants" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/grants" /></entry><entry><title>Greenwich Hospital</title><link rel="alternate" type="text/html" href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/greenwich-hospital" /><id>https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/greenwich-hospital</id><published>2026-09-23T09:00:00Z</published><updated>2026-09-23T09:00:00Z</updated><content type="html">Helping the Royal Navy Community thrive
Greenwich Hospital &amp;quot;focus on funding proactive and preventative interventions that can deliver positive change in people&amp;#39;s lives. We fund support and projects to help the Royal Navy community thrive, e...(&lt;a href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/greenwich-hospital"&gt;read more&lt;/a&gt;)&lt;img src="https://forum.royalnavy.mod.uk/aggbug?PostID=5252&amp;AppID=193&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>RN FPS HQ</name><uri>https://forum.royalnavy.mod.uk/members/rnrmwinfo</uri></author><category term="bursaries" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/bursaries" /><category term="hospital" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/hospital" /><category term="charity" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/charity" /><category term="greenwich" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/greenwich" /><category term="cost of living" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/cost%2bof%2bliving" /><category term="grants" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/grants" /></entry><entry><title>DDS - Armed Forces, Veterans and Armed Forces Community Discount Service</title><link rel="alternate" type="text/html" href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/dds---pull-up-a-chair-dinner-is-served" /><id>https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/dds---pull-up-a-chair-dinner-is-served</id><published>2026-09-22T14:55:00Z</published><updated>2026-09-22T14:55:00Z</updated><content type="html">The Defence Discount Service offers a broad range of discounts&amp;nbsp;to help your money go a bit further.&amp;nbsp;These are the main discount areas covered:&amp;nbsp;

Beauty &amp;amp; Wellbeing
Children &amp;amp; Baby
Fashion
Food &amp;amp; Drink
Gifts &amp;amp; Flowers
Ho...(&lt;a href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/dds---pull-up-a-chair-dinner-is-served"&gt;read more&lt;/a&gt;)&lt;img src="https://forum.royalnavy.mod.uk/aggbug?PostID=5320&amp;AppID=193&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>RN FPS HQ</name><uri>https://forum.royalnavy.mod.uk/members/rnrmwinfo</uri></author><category term="defence" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/defence" /><category term="restaurant" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/restaurant" /><category term="meal" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/meal" /><category term="cost of living" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/cost%2bof%2bliving" /><category term="food" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/food" /><category term="service" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/service" /><category term="discount" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/discount" /></entry><entry><title>Tax-Free Childcare Account</title><link rel="alternate" type="text/html" href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/tax-free-childcare-account" /><id>https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/tax-free-childcare-account</id><published>2026-09-22T13:54:00Z</published><updated>2026-09-22T13:54:00Z</updated><content type="html">
Did you know that you can get up to &amp;pound;500 every 3 months (up to &amp;pound;2,000 a year)** for each of your children to help with the costs of childcare using the Tax-Free Childcare account?&amp;nbsp;
**The amount goes up to &amp;pound;1,000 every 3 months...(&lt;a href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/tax-free-childcare-account"&gt;read more&lt;/a&gt;)&lt;img src="https://forum.royalnavy.mod.uk/aggbug?PostID=5342&amp;AppID=193&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>Former Member</name><uri>https://forum.royalnavy.mod.uk/members/formermember</uri></author><category term="Energy crisis" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/Energy%2bcrisis" /><category term="Money Worries" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/Money%2bWorries" /><category term="debt management" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/debt%2bmanagement" /><category term="cost of living" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/cost%2bof%2bliving" /><category term="Cost of living crisis" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/Cost%2bof%2bliving%2bcrisis" /><category term="Finances" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/Finances" /></entry><entry><title>Council Tax Discounts and Exemptions</title><link rel="alternate" type="text/html" href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/council-tax-discounts-and-exemptions" /><id>https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/council-tax-discounts-and-exemptions</id><published>2026-09-22T08:10:00Z</published><updated>2026-09-22T08:10:00Z</updated><content type="html">


Should you be receiving a Council Tax or Contribution in Lieu of Council Tax (CILCOT) discount or exemption?
You&amp;rsquo;ll usually have to pay Council Tax if you&amp;rsquo;re 18 or over. A full Council Tax bill is based on at least 2 adults living in a...(&lt;a href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/council-tax-discounts-and-exemptions"&gt;read more&lt;/a&gt;)&lt;img src="https://forum.royalnavy.mod.uk/aggbug?PostID=5310&amp;AppID=193&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>Former Member</name><uri>https://forum.royalnavy.mod.uk/members/formermember</uri></author><category term="financial" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/financial" /><category term="Money Worries" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/Money%2bWorries" /><category term="cost of living" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/cost%2bof%2bliving" /><category term="debt" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/debt" /></entry><entry><title>Naval Children's Charity - Cost Of Living Resources</title><link rel="alternate" type="text/html" href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/naval-children-s-charity---cost-of-living-resources" /><id>https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/naval-children-s-charity---cost-of-living-resources</id><published>2026-09-18T13:23:00Z</published><updated>2026-09-18T13:23:00Z</updated><content type="html">The cost of living is an ongoing concern for many.&amp;nbsp;&amp;nbsp;
The Naval Children&amp;#39;s Charity have a list of resources - both general and targeted at Naval families - that can help during these difficult times. FIND OUT MORE:&amp;nbsp;&lt;a style="color:#0000ff;" title="https://www.navalchildrenscharity.org.uk/2626/" href="https://www.navalchildrenscharity.org.uk/2626/"&gt;Naval Children&amp;amp;#3...&lt;/a&gt;(&lt;a href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/naval-children-s-charity---cost-of-living-resources"&gt;read more&lt;/a&gt;)&lt;img src="https://forum.royalnavy.mod.uk/aggbug?PostID=14617&amp;AppID=193&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>ASK INFO</name><uri>https://forum.royalnavy.mod.uk/members/askinfo</uri></author></entry><entry><title>Aggie's Pastoral Support</title><link rel="alternate" type="text/html" href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/aggie-s-pastoral-support" /><id>https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/aggie-s-pastoral-support</id><published>2026-09-18T13:00:00Z</published><updated>2026-09-18T13:00:00Z</updated><content type="html">Aggie&amp;rsquo;s Pastoral Workers are based at RN and RM establishments across the UK and they are available to support you and your family.&amp;nbsp; 
Aggie&amp;rsquo;s Pastoral Workers are available to listen and chat, meaning that you can opening and confide...(&lt;a href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/aggie-s-pastoral-support"&gt;read more&lt;/a&gt;)&lt;img src="https://forum.royalnavy.mod.uk/aggbug?PostID=5249&amp;AppID=193&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>RN FPS HQ</name><uri>https://forum.royalnavy.mod.uk/members/rnrmwinfo</uri></author><category term="pastoral support" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/pastoral%2bsupport" /><category term="charity" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/charity" /><category term="confidential" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/confidential" /><category term="listening ear" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/listening%2bear" /><category term="cost of living" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/cost%2bof%2bliving" /></entry><entry><title>The Royal Navy Benevolent Trust</title><link rel="alternate" type="text/html" href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/the-royal-navy-benevolent-trust" /><id>https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/the-royal-navy-benevolent-trust</id><published>2026-09-18T12:50:00Z</published><updated>2026-09-18T12:50:00Z</updated><content type="html">

Support from The RNBT is grouped into these distinct areas, also referred to as &amp;lsquo;categories of need&amp;rsquo;.&amp;nbsp;




We always consider applications from those who really need help, although there are some circumstances in which our Royal Ch...(&lt;a href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/the-royal-navy-benevolent-trust"&gt;read more&lt;/a&gt;)&lt;img src="https://forum.royalnavy.mod.uk/aggbug?PostID=5207&amp;AppID=193&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>RN FPS HQ</name><uri>https://forum.royalnavy.mod.uk/members/rnrmwinfo</uri></author><category term="repairs" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/repairs" /><category term="electric" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/electric" /><category term="Energy crisis" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/Energy%2bcrisis" /><category term="Money Worries" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/Money%2bWorries" /><category term="rent" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/rent" /><category term="council tax" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/council%2btax" /><category term="gas" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/gas" /><category term="food" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/food" /><category term="RNBT" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/RNBT" /><category term="Cost of living crisis" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/Cost%2bof%2bliving%2bcrisis" /><category term="insulation" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/insulation" /><category term="clothing" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/clothing" /><category term="furniture" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/furniture" /><category term="debt" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/debt" /><category term="Finances" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/Finances" /></entry><entry><title>Headspace - Mindful Money</title><link rel="alternate" type="text/html" href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/headspace---mindful-money" /><id>https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/headspace---mindful-money</id><published>2026-09-03T15:40:00Z</published><updated>2026-09-03T15:40:00Z</updated><content type="html">Meditation and mindfulness can be useful tools to help you manage stress, anxiety, and fear that you may be experiencing. If you have financial concerns, including those arising out of the current cost of living crisis you may wish to consider this o...(&lt;a href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/headspace---mindful-money"&gt;read more&lt;/a&gt;)&lt;img src="https://forum.royalnavy.mod.uk/aggbug?PostID=6115&amp;AppID=193&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>RN Forum Moderator</name><uri>https://forum.royalnavy.mod.uk/members/dutymoderator</uri></author></entry><entry><title>Energy Bills Support</title><link rel="alternate" type="text/html" href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/energy-bills-support-scheme" /><id>https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/energy-bills-support-scheme</id><published>2026-09-03T14:50:00Z</published><updated>2026-09-03T14:50:00Z</updated><content type="html">If you&amp;rsquo;re on benefits or have a low income you may be eligible for:



the Warm Home Discount Scheme
energy-saving improvement schemes
home energy support payments

Warm Home Discount Scheme
You could get &amp;pound;150 off your electricity bill fo...(&lt;a href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/energy-bills-support-scheme"&gt;read more&lt;/a&gt;)&lt;img src="https://forum.royalnavy.mod.uk/aggbug?PostID=5331&amp;AppID=193&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>Former Member</name><uri>https://forum.royalnavy.mod.uk/members/formermember</uri></author><category term="electric" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/electric" /><category term="Energy crisis" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/Energy%2bcrisis" /><category term="Money Worries" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/Money%2bWorries" /><category term="debt management" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/debt%2bmanagement" /><category term="gas" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/gas" /><category term="cost of living" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/cost%2bof%2bliving" /><category term="Cost of living crisis" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/Cost%2bof%2bliving%2bcrisis" /><category term="Finances" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/Finances" /></entry><entry><title>Cost of Living help Guide - Money Saving Expert 90+ Ways to Save</title><link rel="alternate" type="text/html" href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/cost-of-living-help-guide---money-saving-expert-90-ways-to-save" /><id>https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/cost-of-living-help-guide---money-saving-expert-90-ways-to-save</id><published>2026-09-03T14:40:00Z</published><updated>2026-09-03T14:40:00Z</updated><content type="html">
In response to the Cost of Living Crisis the team at Money Saving Expert (MSE) have compiled 90+ ways to save money during this situation.&amp;nbsp;
To access the suggestions please visit &lt;a href="https://www.moneysavingexpert.com/family/cost-of-living-survival-kit/" rel="noopener noreferrer" target="_blank"&gt;Money Saving Expert Ways to Save&lt;/a&gt;, MSE also have a whole range of ...(&lt;a href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/cost-of-living-help-guide---money-saving-expert-90-ways-to-save"&gt;read more&lt;/a&gt;)&lt;img src="https://forum.royalnavy.mod.uk/aggbug?PostID=5340&amp;AppID=193&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>Former Member</name><uri>https://forum.royalnavy.mod.uk/members/formermember</uri></author><category term="Energy crisis" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/Energy%2bcrisis" /><category term="Money Worries" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/Money%2bWorries" /><category term="cost of living" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/cost%2bof%2bliving" /><category term="Cost of living crisis" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/Cost%2bof%2bliving%2bcrisis" /><category term="Finances" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/Finances" /></entry></feed>