<?xml version="1.0" encoding="UTF-8" ?>
<?xml-stylesheet type="text/xsl" href="https://forum.royalnavy.mod.uk/utility/feedstylesheets/atom.xsl" media="screen"?><feed xmlns="http://www.w3.org/2005/Atom" xml:lang="en-US"><title type="html">Announcements </title><subtitle type="html" /><id>https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/atom</id><link rel="alternate" type="text/html" href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements" /><link rel="self" type="application/atom+xml" href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/atom" /><generator uri="http://telligent.com" version="12.0.0.15013">Telligent Community (Build: 12.0.0.15013)</generator><updated>2022-09-30T12:20:22Z</updated><entry><title>Headspace - Mindful Money</title><link rel="alternate" type="text/html" href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/headspace---mindful-money" /><id>https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/headspace---mindful-money</id><published>2026-09-03T15:40:00Z</published><updated>2026-09-03T15:40:00Z</updated><content type="html">Meditation and mindfulness can be useful tools to help you manage stress, anxiety, and fear that you may be experiencing. If you have financial concerns, including those arising out of the current cost of living crisis you may wish to consider this o...(&lt;a href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/headspace---mindful-money"&gt;read more&lt;/a&gt;)&lt;img src="https://forum.royalnavy.mod.uk/aggbug?PostID=6115&amp;AppID=193&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>RN Forum Moderator</name><uri>https://forum.royalnavy.mod.uk/members/dutymoderator</uri></author></entry><entry><title>Energy Bills Support</title><link rel="alternate" type="text/html" href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/energy-bills-support-scheme" /><id>https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/energy-bills-support-scheme</id><published>2026-09-03T14:50:00Z</published><updated>2026-09-03T14:50:00Z</updated><content type="html">If you&amp;rsquo;re on benefits or have a low income you may be eligible for:



the Warm Home Discount Scheme
energy-saving improvement schemes
home energy support payments

Warm Home Discount Scheme
You could get &amp;pound;150 off your electricity bill fo...(&lt;a href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/energy-bills-support-scheme"&gt;read more&lt;/a&gt;)&lt;img src="https://forum.royalnavy.mod.uk/aggbug?PostID=5331&amp;AppID=193&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>Former Member</name><uri>https://forum.royalnavy.mod.uk/members/formermember</uri></author><category term="electric" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/electric" /><category term="Energy crisis" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/Energy%2bcrisis" /><category term="Money Worries" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/Money%2bWorries" /><category term="debt management" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/debt%2bmanagement" /><category term="gas" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/gas" /><category term="cost of living" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/cost%2bof%2bliving" /><category term="Cost of living crisis" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/Cost%2bof%2bliving%2bcrisis" /><category term="Finances" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/Finances" /></entry><entry><title>Cost of Living help Guide - Money Saving Expert 90+ Ways to Save</title><link rel="alternate" type="text/html" href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/cost-of-living-help-guide---money-saving-expert-90-ways-to-save" /><id>https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/cost-of-living-help-guide---money-saving-expert-90-ways-to-save</id><published>2026-09-03T14:40:00Z</published><updated>2026-09-03T14:40:00Z</updated><content type="html">
In response to the Cost of Living Crisis the team at Money Saving Expert (MSE) have compiled 90+ ways to save money during this situation.&amp;nbsp;
To access the suggestions please visit &lt;a href="https://www.moneysavingexpert.com/family/cost-of-living-survival-kit/" rel="noopener noreferrer" target="_blank"&gt;Money Saving Expert Ways to Save&lt;/a&gt;, MSE also have a whole range of ...(&lt;a href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/cost-of-living-help-guide---money-saving-expert-90-ways-to-save"&gt;read more&lt;/a&gt;)&lt;img src="https://forum.royalnavy.mod.uk/aggbug?PostID=5340&amp;AppID=193&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>Former Member</name><uri>https://forum.royalnavy.mod.uk/members/formermember</uri></author><category term="Energy crisis" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/Energy%2bcrisis" /><category term="Money Worries" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/Money%2bWorries" /><category term="cost of living" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/cost%2bof%2bliving" /><category term="Cost of living crisis" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/Cost%2bof%2bliving%2bcrisis" /><category term="Finances" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/Finances" /></entry><entry><title>Free Prescriptions and NHS Prescription Prepayment Certificate</title><link rel="alternate" type="text/html" href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/free-prescriptions-and-nhs-prescription-prepayment-certificate" /><id>https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/free-prescriptions-and-nhs-prescription-prepayment-certificate</id><published>2026-09-03T14:35:00Z</published><updated>2026-09-03T14:35:00Z</updated><content type="html">
Free Prescriptions
You can get free NHS prescriptions if, at the time the prescription is dispensed, you:

are 60 or over
are under 16
are 16 to 18 and in full-time education
are pregnant or have had a baby in the previous 12 months and have a valid...(&lt;a href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/free-prescriptions-and-nhs-prescription-prepayment-certificate"&gt;read more&lt;/a&gt;)&lt;img src="https://forum.royalnavy.mod.uk/aggbug?PostID=5312&amp;AppID=193&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>Former Member</name><uri>https://forum.royalnavy.mod.uk/members/formermember</uri></author><category term="Money Worries" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/Money%2bWorries" /><category term="debt management" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/debt%2bmanagement" /><category term="Money" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/Money" /><category term="cost of living" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/cost%2bof%2bliving" /><category term="Cost of living crisis" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/Cost%2bof%2bliving%2bcrisis" /><category term="debt" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/debt" /><category term="Finances" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/Finances" /></entry><entry><title>Benefits Calculators</title><link rel="alternate" type="text/html" href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/benefits-calculators" /><id>https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/benefits-calculators</id><published>2026-09-03T14:34:00Z</published><updated>2026-09-03T14:34:00Z</updated><content type="html">

Millions of people are missing out on support that they are entitled to. To completed a free quick assessment online visit&amp;nbsp;&lt;a href="https://www.entitledto.co.uk/"&gt;Entitled to&lt;/a&gt;&amp;nbsp;or&amp;nbsp;&lt;a href="https://benefits-calculator.turn2us.org.uk/"&gt;turn2us&lt;/a&gt;&amp;nbsp;and find out if you can claim any further support.
If you already are receiving su...(&lt;a href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/benefits-calculators"&gt;read more&lt;/a&gt;)&lt;img src="https://forum.royalnavy.mod.uk/aggbug?PostID=5313&amp;AppID=193&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>Former Member</name><uri>https://forum.royalnavy.mod.uk/members/formermember</uri></author><category term="Money Worries" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/Money%2bWorries" /><category term="debt management" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/debt%2bmanagement" /><category term="Money" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/Money" /><category term="cost of living" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/cost%2bof%2bliving" /><category term="Cost of living crisis" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/Cost%2bof%2bliving%2bcrisis" /><category term="debt" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/debt" /><category term="Finances" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/Finances" /></entry><entry><title>Tips when making a Budget Planner</title><link rel="alternate" type="text/html" href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/tips-when-planning-a-budget-planner" /><id>https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/tips-when-planning-a-budget-planner</id><published>2026-08-28T13:20:00Z</published><updated>2026-08-28T13:20:00Z</updated><content type="html">
Have you thought about making a budget planner? Are you not sure where to start or unsure if it would help you?&amp;nbsp;
A personal budget can show how to distribute you income effectively, how to support with savings, and get out of debt.
We have foun...(&lt;a href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/tips-when-planning-a-budget-planner"&gt;read more&lt;/a&gt;)&lt;img src="https://forum.royalnavy.mod.uk/aggbug?PostID=5341&amp;AppID=193&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>Former Member</name><uri>https://forum.royalnavy.mod.uk/members/formermember</uri></author><category term="Energy crisis" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/Energy%2bcrisis" /><category term="Money Worries" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/Money%2bWorries" /><category term="debt management" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/debt%2bmanagement" /><category term="cost of living" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/cost%2bof%2bliving" /><category term="Cost of living crisis" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/Cost%2bof%2bliving%2bcrisis" /><category term="Finances" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/Finances" /></entry><entry><title>Is it time to change?</title><link rel="alternate" type="text/html" href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/is-it-time-to-change" /><id>https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/is-it-time-to-change</id><published>2026-08-28T13:00:00Z</published><updated>2026-08-28T13:00:00Z</updated><content type="html">Is you mobile phone, broadband or TV contract or traffic come to an end? Then maybe its time to think about switching.&amp;nbsp;
Switching allows you to access better coverage, faster internet speeds, improved devices and better perks.&amp;nbsp;If you&amp;#39;ve bee...(&lt;a href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/is-it-time-to-change"&gt;read more&lt;/a&gt;)&lt;img src="https://forum.royalnavy.mod.uk/aggbug?PostID=5430&amp;AppID=193&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>Former Member</name><uri>https://forum.royalnavy.mod.uk/members/formermember</uri></author><category term="Energy crisis" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/Energy%2bcrisis" /><category term="financial" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/financial" /><category term="Money Worries" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/Money%2bWorries" /><category term="debt management" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/debt%2bmanagement" /><category term="cost of living" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/cost%2bof%2bliving" /><category term="Cost of living crisis" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/Cost%2bof%2bliving%2bcrisis" /><category term="debt" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/debt" /><category term="Finances" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/Finances" /></entry><entry><title>Debt and Financial Worries</title><link rel="alternate" type="text/html" href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/debt-and-financial-worries" /><id>https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/debt-and-financial-worries</id><published>2026-08-28T12:55:00Z</published><updated>2026-08-28T12:55:00Z</updated><content type="html">
If you are struggling to make ends meet at the moment, you aren&amp;rsquo;t alone. Millions of households are finding it hard to pay for everyday items due to rapidly increasing prices.&amp;nbsp;If you are worried about debts, you can get free impartial adv...(&lt;a href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/debt-and-financial-worries"&gt;read more&lt;/a&gt;)&lt;img src="https://forum.royalnavy.mod.uk/aggbug?PostID=5363&amp;AppID=193&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>Former Member</name><uri>https://forum.royalnavy.mod.uk/members/formermember</uri></author><category term="Energy crisis" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/Energy%2bcrisis" /><category term="Money Worries" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/Money%2bWorries" /><category term="debt management" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/debt%2bmanagement" /><category term="Loans" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/Loans" /><category term="cost of living" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/cost%2bof%2bliving" /><category term="Cost of living crisis" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/Cost%2bof%2bliving%2bcrisis" /><category term="debt" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/debt" /><category term="Finances" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/Finances" /></entry><entry><title>Places Kids Eat for Free (or £1) in School Holidays and Half Terms</title><link rel="alternate" type="text/html" href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/places-kids-eat-for-free-in-school-holidays-and-half-terms-2023" /><id>https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/places-kids-eat-for-free-in-school-holidays-and-half-terms-2023</id><published>2026-08-28T12:21:00Z</published><updated>2026-08-28T12:21:00Z</updated><content type="html">Check out this website where you can find details of places kids eat for free in school holidays and half terms.&amp;nbsp;
Follow this link to see where the current offers exist:&amp;nbsp;&lt;a href="https://moneysavingcentral.co.uk/kids-eat-free?fbclid=IwAR1t923MMdv0APydlqR-w3cHranOXeFJcqA6cWSso1r-iH4K-dyCoFUnG8o" rel="noopener noreferrer" target="_blank"&gt;Places Kids Eat for Free&lt;/a&gt;
(&lt;a href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/places-kids-eat-for-free-in-school-holidays-and-half-terms-2023"&gt;read more&lt;/a&gt;)&lt;img src="https://forum.royalnavy.mod.uk/aggbug?PostID=7007&amp;AppID=193&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>RN Forum Moderator</name><uri>https://forum.royalnavy.mod.uk/members/dutymoderator</uri></author></entry><entry><title>Serve and Protect CU - Cost of Living and Financial Resilience</title><link rel="alternate" type="text/html" href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/serve-and-protect-cu---cost-of-living-and-financial-resilience-webinars" /><id>https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/serve-and-protect-cu---cost-of-living-and-financial-resilience-webinars</id><published>2026-08-28T12:20:00Z</published><updated>2026-08-28T12:20:00Z</updated><content type="html">&amp;quot;At Serve and Protect, we understand the unique financial challenges faced by members of the armed forces community. Whether you&amp;rsquo;re on active duty, a reservist, veteran, MOD Civil Servant or part of a military family, we&amp;rsquo;re here to p...(&lt;a href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/serve-and-protect-cu---cost-of-living-and-financial-resilience-webinars"&gt;read more&lt;/a&gt;)&lt;img src="https://forum.royalnavy.mod.uk/aggbug?PostID=6021&amp;AppID=193&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>RN Forum Moderator</name><uri>https://forum.royalnavy.mod.uk/members/dutymoderator</uri></author></entry><entry><title>Government Cost Of Living information</title><link rel="alternate" type="text/html" href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/help-for-households-512987174" /><id>https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/help-for-households-512987174</id><published>2026-08-28T12:15:00Z</published><updated>2026-08-28T12:15:00Z</updated><content type="html">Find out about Cost of Living payments or how to lower your energy bills as well as support with mortgage payments and help with childcare and travel costs. Follow the links for more information
England:
&lt;a class="OWAAutoLink" id="OWA38bc976b-0b11-6455-39bf-d38f9ce67ffc" href="https://www.gov.uk/cost-of-living"&gt;Cost of living support: Overview - GOV.UK&lt;/a&gt;
&lt;a class="OWAAutoLink" id="OWA8cd2cdac-4aac-bc5b-bc2f-d487b0c8a314" href="https://www.gov.uk/government/news/help-with-the-cost-of-living-in-2026"&gt;Help...&lt;/a&gt;(&lt;a href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/help-for-households-512987174"&gt;read more&lt;/a&gt;)&lt;img src="https://forum.royalnavy.mod.uk/aggbug?PostID=8108&amp;AppID=193&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>RN Forum Moderator</name><uri>https://forum.royalnavy.mod.uk/members/dutymoderator</uri></author></entry><entry><title>RNBT - Easier Access to Support</title><link rel="alternate" type="text/html" href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/rnbt---easier-access-to-support" /><id>https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/rnbt---easier-access-to-support</id><published>2023-03-21T13:00:16Z</published><updated>2023-03-21T13:00:16Z</updated><content type="html">RNBT is already supporting more of the naval community in need due to the cost of living crisis &amp;ndash; up 23% on last year, with awards up 35% in value.
In January we rolled out a new way to apply for assistance on-line, using the Lightning Reach po...(&lt;a href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/rnbt---easier-access-to-support"&gt;read more&lt;/a&gt;)&lt;img src="https://forum.royalnavy.mod.uk/aggbug?PostID=6176&amp;AppID=193&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>RN Forum Moderator</name><uri>https://forum.royalnavy.mod.uk/members/dutymoderator</uri></author></entry><entry><title>Tax-Free Childcare Account</title><link rel="alternate" type="text/html" href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/tax-free-childcare-account" /><id>https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/tax-free-childcare-account</id><published>2022-10-14T18:00:00Z</published><updated>2022-10-14T18:00:00Z</updated><content type="html">
Did you know that you can get up to &amp;pound;500 every 3 months (up to &amp;pound;2,000 a year) for each of your children to help with the costs of childcare using the Tax-Free Childcare account?&amp;nbsp;
If you get Tax-Free Childcare account online, for eve...(&lt;a href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/tax-free-childcare-account"&gt;read more&lt;/a&gt;)&lt;img src="https://forum.royalnavy.mod.uk/aggbug?PostID=5342&amp;AppID=193&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>Former Member</name><uri>https://forum.royalnavy.mod.uk/members/formermember</uri></author><category term="Energy crisis" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/Energy%2bcrisis" /><category term="Money Worries" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/Money%2bWorries" /><category term="debt management" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/debt%2bmanagement" /><category term="cost of living" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/cost%2bof%2bliving" /><category term="Cost of living crisis" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/Cost%2bof%2bliving%2bcrisis" /><category term="Finances" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/Finances" /></entry><entry><title>DDS - Pull up a chair, dinner is served</title><link rel="alternate" type="text/html" href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/dds---pull-up-a-chair-dinner-is-served" /><id>https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/dds---pull-up-a-chair-dinner-is-served</id><published>2022-10-03T06:42:06Z</published><updated>2022-10-03T06:42:06Z</updated><content type="html">If you are looking at going out for a meal, then don&amp;#39;t forget to check out the discounts provided via the Defence Discount Service:
&lt;a href="https://www.defencediscountservice.co.uk/viewonline.php?mid=56953&amp;amp;nid=3006&amp;amp;msg=mbKDQncdbd&amp;amp;msgtok=tGhJqzLDOj" rel="noopener noreferrer" target="_blank"&gt;DDS - Pull up a chair, dinner is served&amp;nbsp;&lt;/a&gt;
Defence Discount Service provides discounts both online and on the high ...(&lt;a href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/dds---pull-up-a-chair-dinner-is-served"&gt;read more&lt;/a&gt;)&lt;img src="https://forum.royalnavy.mod.uk/aggbug?PostID=5320&amp;AppID=193&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>RN FPS HQ</name><uri>https://forum.royalnavy.mod.uk/members/rnrmwinfo</uri></author><category term="defence" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/defence" /><category term="restaurant" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/restaurant" /><category term="meal" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/meal" /><category term="cost of living" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/cost%2bof%2bliving" /><category term="food" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/food" /><category term="service" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/service" /><category term="discount" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/discount" /></entry><entry><title>Council Tax Discounts and Exemptions</title><link rel="alternate" type="text/html" href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/council-tax-discounts-and-exemptions" /><id>https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/council-tax-discounts-and-exemptions</id><published>2022-09-30T11:20:22Z</published><updated>2022-09-30T11:20:22Z</updated><content type="html">


Should you be receiving a Council Tax or Contribution in Lieu of Council Tax (CILCOT) discount or exemption?
You&amp;rsquo;ll usually have to pay Council Tax if you&amp;rsquo;re 18 or over. A full Council Tax bill is based on at least 2 adults living in a...(&lt;a href="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/posts/council-tax-discounts-and-exemptions"&gt;read more&lt;/a&gt;)&lt;img src="https://forum.royalnavy.mod.uk/aggbug?PostID=5310&amp;AppID=193&amp;AppType=Weblog&amp;ContentType=0" width="1" height="1"&gt;</content><author><name>Former Member</name><uri>https://forum.royalnavy.mod.uk/members/formermember</uri></author><category term="financial" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/financial" /><category term="Money Worries" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/Money%2bWorries" /><category term="cost of living" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/cost%2bof%2bliving" /><category term="debt" scheme="https://forum.royalnavy.mod.uk/topics/cost-of-living/b/announcements/archive/tags/debt" /></entry></feed>